Loans and Borrowing: Understanding Loans, Interest Rates and Borrowing

Looking to make smart borrowing decisions? Our comprehensive guide features expert advice, detailed loan comparisons, and insider tips to help you secure the best rates and terms for your needs. With over 40 articles covering everything from home loans to credit scores, you'll have all the knowledge needed to borrow confidently and save money. Loans And Borrowing is here to help.

Most Read

Irresponsible Lenders and Your Rights

Debt due to irresponsible lenders has always been a major problem in the UK, and knowing your rights will be one way to avoid this problem. Lenders will use...

Loan Incentives You May Be Offered

Enticing customers to use a service or product is not always an easy task. Financial services are huge market and the competition between companies for custo...

Loans for Tenants with Affordable Rates

Although secured loans are not an option, there are still some loans for tenants with affordable rates. Shopping around will prove useful in securing the bes...

Should You Ever Co-sign a Loan Agreement

Co-signing a loan agreement should never be undertaken lightly. Becoming a co-signer does come with certain financial risks and can bring problems when borro...

Browse Topics

Ask Our Experts Essentials Types of Loan Specific Loans Where to Look Home Loans Being Aware Case Studies

Latest Articles and Tools

Borrowing Solutions That Won't Break the Bank

The ideal borrowing solution would include low interest rates over the length of the loan period. Unfortunately many people are excluded from the lowest inte...

The Government's First Buy Home Owner Loan Scheme

The government’s First Buy loan scheme is designed to give first time buyers a help onto that difficult first rung of the property ladder. Using equity loa...

Holiday Loans: Should You Borrow?

From career break loans to household furnishing loans; in today’s lending market there are loans advertised for just about anything. But taking a loan or u...

Recognising the Signs of a Bad Lender

When it comes to disreputable or unfair business practices the credit industry seems to have its fair share of bad lenders. Staying clear of bad lenders will...

Should You Consider the Bank of Mum and Dad?

With lenders tightening their borrowing requirements the bank of mum and dad has become and increasingly popular borrowing option for grown children. Parents...

Recognising That You Are a Borrowing Risk

A poor credit record will mean that the ability to borrow from a wide selection of lenders is seriously diminished. Recognising that you are a borrowing risk...

The Pros and Cons of Using an Online Lender

Online lenders are generally regarded as a lower cost borrowing and saving option. Fewer overheads mean online lenders can offer very competitive rates but t...

Going Green Business Loans FAQs

Businesses that go green can be eligible for loans and tax breaks. Tax relief and interest free loans are cost effective incentives for businesses to make th...

Financing Alternatives to Student Loans

Student loans are one of the main financing options but are not the be all and end all when it comes to financing education. There are a number of different...

The Pitfalls of Credit Card Loans

Using a credit card sensibly can be just like taking out a loan. Many credit cards can beat loans when it comes to interest rates but there can be some pitfa...

About This Site

Expert Advice on Borrowing and Loans...